Wind Mitigation

A wind mitigation inspection is a type of home inspection. The purpose

  • 1 hour
  • Review Pricing Page

Service Description

A wind mitigation inspection is a type of home inspection. The purpose of a wind mitigation inspection is to determine the appropriateness of a given structure's construction in the event of strong winds, such as a hurricane. A homeowner with windstorm insurance can often submit the results of a windstorm inspection to their insurer to obtain discounts on their windstorm insurance. In Florida premium discounts for certain favorable wind mitigation features are mandated by State law and can sometimes show savings that up to 45% of the original policy's premium. This inspection will consist of the inspector looking for the following key categories listed below. Roof Covering: Inspectors will determine age, type and condition. Roof Deck Attachment: inspectors will determine what type of roof decking is used and how it’s attached to the underlying structure, for example, if it’s nailed or stapled down. If nails are used, nail length and spacing between each will also be noted. Roof to Wall Attachment: the roof attachments become the focus here: are trusses attached with nails, hurricane clips, single or double wraps. The more secure your roof, the more significant the savings. Roof Geometry: Inspectors will determine if your roof is hip, gable or other. The inspector is looking for how it’s shaped - a hip roof resembles that of a pyramid, and is a definite qualifier for a discount. Opening Protection: Here, inspectors are looking for shutters and installed-protection devices from wind-born debris for doors and windows. They will also be checking the rating of the devices, if you have them (as in- are they hurricane-rated?). 100% of all openings (All or nothing) need to be covered with Hurricane rated protection to qualify for this discount.

Contact Details